What Does It Mean to Mortgage Naked?

It doesn’t mean you can apply for a mortgage in your birthday suit. (We suppose you could, if you wanted to – just do it from home.)

It means that at Honor Bank, we take it all off … metaphorically speaking. We’re committed to showing you everything: There are no surprise fees, no hidden agendas, no doublespeak. We’re fully transparent throughout the entire process.

Other financial institutions offer a one-size-fits-all approach to mortgages because it’s less work for them. But there are dozens of factors that go into a lending decision – that’s why, if you come in with a quote from some company promising to shoot you into space (ahem, ahem), we can generally offer you terms just as competitive.


Our Naked Promise to You:

  • We won’t offer you a one-size-fits-all solution.
  • We’ll focus on doing what’s best for you, not meeting our sales goals for the quarter.
  • We’ll encourage you to get another estimate and compare your options objectively  if we’re not the right fit, we’ll tell you.
  • We’ll make all decisions locally, not at some big shot corporate office where they only see you as a number.
  • We’ll unlock our secret file cabinet. (Just kidding – we have no secrets.)
  • We’ll explain what “no closing fees” actually means.
  • We’ll be as transparent and straightforward as we possibly can.
  • We also bank naked. So we are experts at the whole transparency thing.


How Do I Get Started?

Start with our comprehensive mortgage guide, which you can download below. Next get on the phone or stop in branch to have a conversation with one of our mortgage originator. Not a conversation about fees, rates and terms, but about your goals. What are you hoping to accomplish? Come on in, grab a cup of coffee, shake our hand and let’s talk. No pressure, no sales pitch. (Sorry, clothing required.) 


Ready to Get the Guide and See How We Mortgage Naked?


Download the Mortgage Guide